Last week we had a storm that left me with my tv dead, computer--router--home phones-microwave-sattelite box--what a pain in the ass--insurance wants estimates on tv and computer--2 weeks before I can get a tv estimate--I am using a old sony vaio computer that is just barely faster than carrier pigeons. about $2500 worth of stuff--insurance ded is $500 --tv and computer were less than 2 years old.