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Car damaged at show

Nelson:

That is really bad damage! Hard to believe that an EZ up can do that, but we all know what the wind is like in the Bay Area. They should have secured the damn thing. As the guy who did the stripes for your car, I'm sorry I'm no longer in the graphics business so I could help you get it back to it's pristine condition. We have talked and I gave you the number of the people who bought my files. You indicated that they did a set of Grande stripes for another Mustang recently, so that gives me hope that they still have the file. The name of the file is "Grande", so it's hard to miss it, and they just sold a set so I'll bet they haven't dumped it. Again, it really hurts to see a car as beautifully restored as your Grande damaged like that. There are very few cars of any breed restored to that level. I have to agree that the damaged panels will probably have to be completely repainted. Hopefully you can find a guy with the right talents to blend the fender and the quarter. With your professional contacts I know you can find that guy. Fortunately, the hood, cowl and trunk lid can be removed and repainted separately without having to blend the paint. The vinyl roof will probably have to be replaced. I'd be heart sick if it were even my driver 69 convertible. Keep me informed on how the repair is going, particularly the striping.

Ken
 
Well now the fun is going to start. The insurance adjuster (Grundy Ins) cut the estimate down 65%. The biggest problem is that all parts needed are not on the estimate. He said they would pay it on a supplement. The problem is I will be the one buying these parts from different vendors and I need the money up front. I told him I would give the phone number of each of the vendors if he wants to verify the prices. Plus a supplement is normally for hidden damage. If it is damaged and you see it on the initial inspection it should be on the estimate.

At this point I'm going to see what the insurance for the club is going to do. Only problem with that I still have not heard from anyone. The club asked for my information on Friday which seemed strange since they have my entry information.

I've never heard of a Hagerty insured have this sort of problem.
 
69grandecj,
I'm late to this thread, but I'm sorry to see that happen to anybody's car when they have that much monetary & emotional investment in it. Especially since the first 2 cars I bought with my own money were both 69 coupes, and the second was a Grande. Loved that car. Hope you get everything sorted out to your satisfaction.
 
Grundy Insurance / Philadelphia Indemnity Insurance is now asking to have another independent appraiser look at the vehicle. One that they are hiring. I've told him that I don't have much of an issue with the initial estimate except that there are no prices for the parts, clearcoat labor was left off and some other R&I times. I don't think a second appraisal will matter since the first appraiser agrees on the damage but won't verify the prices or come up with his own.

They have purposely underwritten the estimate and are hoping that I will go away.
 
What parts need to be purchased? Looking at the scratches, I don't see how the estimate would be off 65% based on the vinyl top and the trim pieces.
 
I'm confused, why is your own insurance company involved? This should be covered by the club's insurance, and if they have the MCA insurance, it would be Heacock Classic.
 
I contacted my insurance company knowing I was fully covered with no deductible. I thought there would be less hassle. Silly me. I was an insurance adjuster for 13 years and when a customer presents a claim with full coverage you take care of them. I figured Grundy, after paying for the damages, could just subrogate against Heacock.

Heacock / Specialty Claims finally contacted me yesterday. I believe VMOA dragged their feet in contacting MCA about the incident. They still have not set a date for the inspection of the car.
 
Well, I'm glad Heacock finally got hold of you. I sure hope everything works out well.
 
An Independent appraiser representing Heacock called me a little while ago and will be inspecting the car on Monday. I'll keep updating since it looks like this topic is important to many of you. The collector car insurance companies talk a good game and have no problems taking your money. When you actually need them their true colors show. So with my incident we can actually compare two carriers.
 
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