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what insurance is eveyone using?

"Fst Blk" said:
Just did a quick quote for my 67. I valued it at 25k and the quote was $450 a year. That sounds high compared to what you guys are saying.

Bill
Have mine at agreed value of $26,000 ( yea right, I know ) and I pay just under $200.00 a year with collectors ins.
 
I have mine insured for a lot more than what I'm reading but it's still less than I actually have into the car.

Started a Hagerty plan while I was restoring the car and increased it once after paint and once when it was done.
 
I got a quote from Hagerty because of all the good feedback, but just for grins, I checked with Farmer's and State Farm. State Farm beat Hagerty by a long shot, and Farmer's was second. Since I have everything else with State Farm, and have been with them for years, I went with them.
 
I live in one of the highest insurance cost areas in the US and I'm insured with AAA across my house, daily drivers, and classics. They sub the classic car insurance to someone else - don't remember who - but the AAA agent was the only one I've had to deal with.

I have 3 classic cars on the policy with 135k total insured value and it costs me $598 per year. Unlimited miles can be driven, just not as a daily driver to work and back.

I used to have JC Taylor and they were about $750 year for 85k of insured value across the 3 cars.
 
I have Grundy. I chose them because they didn't limit how many miles I can drive the car. We had an agreed value of $30K at $264 a year. They bump the value up a little each year. I think it's up to $35K now. I have had a claim and they were great. Let me choose my guy who I wanted to fix it and paid him with no questions asked. No rate hike. I can't complain at all!
 
"tarafied1" said:
I have Grundy. I chose them because they didn't limit how many miles I can drive the car. We had an agreed value of $30K at $264 a year. They bump the value up a little each year. I think it's up to $35K now. I have had a claim and they were great. Let me choose my guy who I wanted to fix it and paid him with no questions asked. No rate hike. I can't complain at all!

Wonder why the quote was 200 bux higher for me and reducing value to 25k. Age or high claim area or a combination of everything?

Bill
 
"Fst Blk" said:
"tarafied1" said:
I have Grundy. I chose them because they didn't limit how many miles I can drive the car. We had an agreed value of $30K at $264 a year. They bump the value up a little each year. I think it's up to $35K now. I have had a claim and they were great. Let me choose my guy who I wanted to fix it and paid him with no questions asked. No rate hike. I can't complain at all!

Wonder why the quote was 200 bux higher for me and reducing value to 25k. Age or high claim area or a combination of everything?

Bill
Kentucky is a high insurance state (uninsured drivers), so I don't think that is it. Maybe age, I'm :cens OLD
 
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